HMRC Expense Tester
Check whether a landlord cost may be repairs, maintenance, capital improvement, insurance, finance cost, professional fee or another category.
Open toolSimple, practical tools to help UK landlords understand expenses, finance-cost restrictions and Making Tax Digital readiness before they become urgent.
Built for UK landlords using simple English-language guidance.
Check whether a landlord cost may be repairs, maintenance, capital improvement, insurance, finance cost, professional fee or another category.
Open toolCompare a simplified old-style deduction view with the current basic-rate finance cost credit approach.
Open toolCheck whether your rental and self-employment income may fall into MTD thresholds and what records to organise.
Open toolThis tool provides general guidance only and is not tax advice. It does not submit anything to HMRC. Always confirm your position with HMRC guidance or a qualified accountant before making tax decisions.