HMRC Expense Tester
Check whether a landlord cost may be repairs, maintenance, capital improvement, insurance, finance cost, professional fee or another category.
Open HMRC Expense TesterLandlord tax tools
Free landlord tax tools for cleaner property records
Simple, practical tools to help UK landlords understand expenses, finance-cost restrictions and Making Tax Digital readiness before they become urgent.
Built for UK landlords using simple English-language guidance.
These tools are designed for early checks before you update records, speak to an adviser, or decide what to review next. They keep the questions narrow: what kind of expense might this be, how might finance-cost restrictions change the picture, and whether your records look ready for Making Tax Digital thresholds.
Use the results as a prompt to organise evidence, invoices, income records, and notes. Tenaqo keeps that operational context close to rent, maintenance, documents, and compliance work so tax-time preparation is less detached from the rest of the portfolio.
These calculators are intentionally narrow. They are a starting point for better records, not a filing decision or replacement for professional tax advice.
Section 24 Shock Calculator
Compare a simplified old-style deduction view with the current basic-rate finance cost credit approach.
Open Section 24 Shock CalculatorMTD Readiness Check
Check whether your rental and self-employment income may fall into MTD thresholds and what records to organise.
Open MTD Readiness CheckThis tool provides general guidance only and is not tax advice. It does not submit anything to HMRC. Always confirm your position with HMRC guidance or a qualified accountant before making tax decisions.